This guide offers a clear summary of fees and limits linked with the services we offer as of 11/11/25. We strive for transparency and clarity, ensuring you understand the financial aspects of our services.
You can view your personal limits at any time according to your subscription by navigating to your Brighty App → Profile → Fees and Limits.
Accounts & Vaults (Earning Vaults)
Brighty subscription plans
| One | Plus | Pro |
Fiat Account Maximum Balance: |
€100,000
|
€250,000
|
€500,000 |
Cryptocurrency Account Maximum Balance
|
Unlimited
|
Unlimited
|
Unlimited |
Vaults (Earning Vaults) Maximum Balance
|
Unlimited
|
Unlimited
|
Unlimited
|
Incoming Fiat Currency Transactions
Brighty subscription plans
| One | Plus | Pro |
Monthly Limit: | €100,000 | €100,000 | €100,000 |
SEPA Transactions: | Unlimited free monthly transactions. | Unlimited free monthly transactions. | Unlimited free monthly transactions. |
Faster Payments: | Unlimited free monthly transactions. | Unlimited free monthly transactions. | Unlimited free monthly transactions. |
SWIFT Transactions: | Unlimited monthly transactions - 0.7% (minimum €12) per transaction. | Unlimited monthly transactions - 0.7% (minimum €12) per transaction. | Unlimited monthly transactions - 0.7% (minimum €12) per transaction. |
Incoming Cryptocurrency Transaction fees
Brighty subscription plans
Network | One | Plus | Pro |
Ethereum (ERC20) | €0 | €0 | €0 |
Tron (TRC20) | €0 | €0 | €0 |
Bitcoin (BTC_SEGWIT) | €0 | €0 | €0 |
Bitcoin (BTC_LEGACY) | €0 | €0 | €0 |
Cardano (ADA) | €0 | €0 | €0 |
Tezos (XTZ) | €0 | €0 | €0 |
Islamic Coin | €0 | €0 | €0 |
Polygon (MATIC) | €0 | €0 | €0 |
Arbitrum (ARB) | €0 | €0 | €0 |
Polygon | €0 | €0 | €0 |
Toncoin (TON) | €0 | €0 | €0 |
Solana | €0 | €0 | €0 |
TRX | €0 | €0 | €0 |
BEP20 | €0 | €0 | €0 |
Monthly Limit: Unlimited.
Outgoing Fiat Currency Transactions
Brighty subscription plans
| One | Plus | Pro |
Daily Limit | €30,000 | €250,000 | €500,000 |
Monthly Limit | €30,000 | €250,000 | €500,000 |
SEPA & Faster Payments (per transaction) |
€3 |
€0.5 |
€0.5 |
SWIFT Payments (per transaction) | 0.9% (minimum 30€) | 0.9% (minimum 30€) | 0.9% (minimum 30€) |
Outgoing Cryptocurrency Transactions
Brighty subscription plans
Network | One | Plus | Pro |
Ethereum (ERC20) | €3 | €3 | €3 |
Tron (TRC20) | €3 | €3 | €3 |
Bitcoin (BTC_SEGWIT) | €20 | €20 | €20 |
Bitcoin (BTC_LEGACY) | €20 | €20 | €20 |
Cardano (ADA) | €1 | €1 | €1 |
Tezos (XTZ) | €1 | €1 | €1 |
Islamic Coin | €1 | €1 | €1 |
Toncoin (TON) | €3 | €3 | €3 |
Arbitrum (ARB) | €3 | €3 | €3 |
Solana | €3 | €3 | €3 |
Polygon | €3 | €3 | €3 |
BEP20 | €3 | €3 | €3 |
Monthly Limit: Unlimited.
Currency Exchange:
Brighty subscription plans
| One | Plus | Pro |
Free FX limit per month
|
€0 |
€2000 |
€5000 |
Fee, above free limit (crypto or fiat)
|
0.6%
|
0.5% |
0.4% |
Fee, above free limit (pegged)
|
0.6%
|
0.5% |
0.4% |
Markup (fiat)
|
0.7%
|
0.6% |
0.5% |
Markup (crypto)
|
0.7%
|
0.6% |
0.5% |
Virtual Card (VISA):
Brighty Subscription plans
| One | Plus | Pro |
Free Card Limit | 1 | 2 | 3 |
Total Card Limit | 1 | 2 | 3 |
Monthly Issue Limit | 10 | 10 | 10 |
Issue fee |
€2.99 |
€2.99 |
€2.99 |
Monthly Service Fee | Free | Free | Free |
Balance Inquiry Fee |
€0.5 (virtual card) €2.5 (physical card) |
€0.5 (virtual card) €2.5 (physical card) |
€0.5 (virtual card) €2.5 (physical card)
|
Foreign Transaction Fee | 2% | 2% | 2% |
Daily/Montly Purchase Limit |
€15.000 |
€15.000 |
€50.000 |
Physical Card (VISA):
Brighty Subscription plans
| One | Plus | Pro |
Free Card Limit | N/A | 0 | 0 |
Total Card Limit | N/A | 1 | 2 |
Issue fee | N/A |
€0 |
€0 |
Delivery fee |
N/A |
€7.99-14.99 |
€7.99-14.99 |
Monthly Service Fee | N/A | Free | Free |
Balance Inquiry Fee |
N/A |
€2.5 |
€2.5 |
Foreign Transaction Fee | N/A | 2% | 2% |
Daily/Montly Purchase Limit |
N/A |
€15.000 |
€15.000 |
ATM Withdrawal (only for physical card) | N/A | EEA (€3.50) Non EEA ( €3.50 + 3.5%) | EEA (€3.00) Non EEA ( €3.00 + 3%) |
Virtual Card (MASTERCARD):
Brighty Subscription plans
| One | Plus | Pro |
Free Card Limit | 1 | 2 | 3 |
Total Card Limit | 1 | 2 | 3 |
Monthly Issue Limit | 10 | 10 | 10 |
Issue fee |
€2.99 |
€2.99 |
€2.99 |
Monthly Service Fee | Free | Free | Free |
Balance Inquiry Fee |
Free |
Free |
Free |
Daily/Montly Purchase Limit |
€15.000 |
€25.000 |
€50.000 |
We trust this summary provides clarity regarding the Brighty App's fees and limits. You can view your personal limits at any time according to your subscription by navigating to your Brighty App → Profile → Fees and Limits.
Should you have additional inquiries or need support, our customer service team stands ready to assist.